Yes, Debitum is a regulated platform. We obtained an investment brokerage license in September 2021. We are supervised by the Bank of Latvia (Latvijas Banka) and working under the Markets in Financial Instruments Directive 2014 (MiFID II).
The license strengthens the stability, transparency, and monitoring of the Debitum platform.
Investors are protected by the Investor Compensation Scheme (regulated by Directive 97/9/EC). This scheme provides compensation of up to 90% (maximum €20,000) if Debitum fails to return financial instruments or funds to an investor due to insolvency, fraud, or malpractice
You can read more here: https://debitum.investments/en/investing-and-risks
Note: This scheme does not protect against the risk of investment default (e.g., borrower or loan originator failure).