If Debitum ceases to exist, investors, based on their agreements, retain their claim rights. A servicing agent would typically be appointed to manage the ongoing administration of the investments, or investors could approach the partners directly to receive the funds owed.
Debitum is a regulated investment brokerage firm. As such, procedures are in place for an orderly wind-down should the platform ever cease operations.
For Asset-Backed Securities (ABS)
Your investment is secured by a pledge over the underlying loan portfolio (the "assets"). Debitum acts as the collateral agent, holding this pledge on behalf of all investors.
If Debitum ceases operations, this pledge and your claim rights remain fully intact. The appointed servicing agent would take over the management of this collateral pledge, ensuring that repayments from the underlying loans are collected and distributed to you.
(Note: The specific wind-down process for Debitum Notes may differ and is outlined in the relevant prospectus.)