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After introducing new Overview page and Loyalty program, we are sharing third block – upgraded Suitability and Appropriateness Questionnaire (SAQ). This upgrade is a major step forward in making onboarding more user friendly and compliant – without compromising safety or investor protection. Why did we make this change? The SAQ helps ensure that every investor…
Last week we introduced Debitum Loyalty program, which is designed to help investors earn even more over time by rewarding consistent investing and community growth. The program has four tiers and investors can move up in two simple ways: 1. by increasing total outstanding investments; 2. by inviting friends to join Debitum and start earning…
Debitum is moving forward with the next step in its long-term growth strategy, following the plan set over the past two years. Ingus Salmins, Debitum largest shareholder and Risk Director, has acquired the remaining shares from Eriks Rengitis. This planned change is part of Debitum long-term strategy and ensures continued stability and alignment between ownership…
After months of development, we are eager to launch Debitum Loyalty program – the second block in our journey to build real value for our community. This program rewards consistency and engagement, giving you more ways to earn from the same smart investing decisions you already make. Why did we make the Loyalty program? Our…
At Debitum we have been working hard behind the scenes to bring you a series of updates designed to make your investing experience better, safer and more transparent. Each improvement is part of the bigger picture – a stronger foundation where every block builds real value and helps investors like you achieve real returns. Today…
Since the leadership transition two years ago, Debitum has continued its dedicated growth journey – expanding outstanding investments from €8 million in 2023 to more than €47 million by September 2025. This progress highlights well-structured operations, the trust of investors and the successful execution of a long-term growth strategy. Now that a strong operational base…
At Debitum we believe investments should create real value. Forestry in Latvia is a clear example, because it is an asset class rooted in the real economy, supported by strong demand, stable prices and sustainable growth. Why Latvia stands out in forestry sector? Lower land purchase prices. Forestland in Latvia costs €3400 – €4600 per…
We are sharing the latest news from one of our note issuers, Latvian Forest Development Fund (LFDF). Their second quarter results for 2025 are in, and the progress is clear, bringing them closer to their goals. LFDF’s target is to acquire and manage a growing portfolio of local forestland, and their Q2 performance brings them…
The Latvian Forest Development Fund (LFDF) has appointed Edgars Birks as CEO, marking the beginning of an ambitious new growth phase. With more than a decade of experience in forestry and investment management, Edgars has been instrumental in building Latvia’s third-largest private forest portfolio – over 50 000 hectares. A major portion of his professional…
At Debitum Investments, safeguarding investors’ capital starts with rigorous oversight of every partner on our platform. While we monitor performance, compliance, and risk indicators continuously throughout the year, our Credit Committee conducts quarterly deep-dive reviews. This quarterly review ensures that each partner’s Trust Score reflects their latest financial standing, legal compliance, and operational stability –…
They say 40th anniversaries don’t get the hype of 25 or 50, but when it’s €40 million in outstanding invested, we think it’s definitely worth celebrating! “For the past year, as a new CEO, I’m proud to see how rapidly Debitum has grown – reaching €40 million in invested outstanding is a major milestone. This…
Debitum Investments, the licensed investment brokerage firm, today announced strategic appointments to its Board of Directors, significantly strengthening its operational and legal governance. Chief Operations Officer Anatolijs Putna and new Chief Legal Officer Ilona Bauda have been appointed to the Board, a move approved by the Bank of Latvia that underscores the company’s commitment to…
Debitum has been awarded an A-rating by the Latvian State Revenue Service (VID). This recognition highlights our commitment to fostering a healthy and stable business environment in Latvia. The A-rating shows that we’re not just meeting our obligations; we’re actively contributing to trust in public administration and promoting fair competition. The VID acknowledged that our…
Our Chief Operations Officer Anatolijs Putņa was featured in this week’s Dienas Bizness, offering a professional perspective on the evolution and growing maturity of investment platforms in Latvia. Strengthening the Foundation of Alternative Finance In his commentary, Anatolijs underscores the critical need to distinguish between licensed investment platforms and unregulated providers, especially in a market…
Effective June 30, 2025, we will temporarily disable the option to deposit funds via payment cards. This necessary measure is intended to facilitate important technical enhancements aimed at improving the reliability, security, and efficiency of our payment processing infrastructure. We recognize that this change may cause some disruption to your normal deposit processes. However, this…
In 2024, Debitum Investments – operated by the licensed investment firm DN Operator – delivered another year of solid performance and strategic development. As one of Latvia’s leading regulated platforms offering access to business-backed investment opportunities, Debitum continued scaling its presence while reinforcing investor trust. Here are the key highlights from our 2024 report: …
We’d like to share an important update regarding Triple Dragon, following our most recent credit committee review. Triple Dragon’s Trust Score has been adjusted to D+, reflecting concerns related to recent covenant performance and broader financial trends. While this adjustment signals increased risk, it does not restrict the borrower from continuing operations or listing new…
Looking to squeeze more out of your investments? This month, we’re making it easier than ever. May is the perfect time to level up your portfolio on Debitum Investments – whether you’re just getting started, finally making your first move, or bringing a friend along for the ride. With three limited-time promotions running until May…
A Milestone Moment for Forest-Backed Investments Just three months ago, on Valentine’s Day, the Latvian Forest Development Fund (LFDF) officially launched on Debitum Investments – and today, they’ve reached a major milestone: their first asset has been fully repaid. The €100,000 note, issued at 9% p.a. and set for a three-month term, has been repaid…
What a fantastic experience! The Invest 2025 trade fair at Messe Stuttgart on May 9–10 was packed with energy, fresh ideas, and inspiring conversations – and we’re grateful to have been part of it. A heartfelt thank you to the Investment and Development Agency of Latvia (LIAA) for the opportunity to represent Latvia’s dynamic fintech…
When considering investments in forestland, many investors picture a straightforward strategy—buying land, waiting for appreciation, and selling at a profit. However, Latvian Forest Development Fund (LFDF) has significantly expanded this traditional model. To shed light on how LFDF generates stable, diversified income streams beyond mere land sales, we spoke with Gatis Melderis, LFDF Board Member….
When investing in forestry assets, protection of investor funds is just as crucial as returns. The Latvian Forest Development Fund (LFDF), a newly launched A-rated note issuer on Debitum Investments, has structured its financing model to ensure that investments are well-protected at every stage. With a first-rank pledge on assets, multiple revenue streams ensuring cash…
Debitum Investments is expanding its range of investment opportunities for our investors. On February 14, 2025, we are introducing the Latvian Forest Development Fund (LFDF)—a strategic player in Latvia’s forestry sector. LFDF bridges the gap between independent forest owners and major institutional buyers like SODRA and IKEA, creating value at both ends of the market….
On February 5, 2025, our updated Trust Score will take effect for all loan originators with active ABS and note issuers with active Notes. Below is an overview of how the Trust Score works, what each component covers, and the updated scores for partners currently active or planning to publish ABS/Notes in coming days. Update:…
“Why is Sandbox Funding everywhere on the Debitum Investments platform?” This is a fair question we hear often. It’s true that Sandbox Funding has a significant presence on our platform. The “why” behind this reveals much about how Debitum Investments operates and serves its investors. So, it‘s time we unwrap everything you’ve wanted to know…
At Debitum Investments, we’re committed to providing our investors with a secure and personalized investment experience. As part of this commitment, we’ve made an important update to our onboarding process. In January 2025, we implemented the Suitability & Appropriateness Questionnaire (SAQ), which replaced our Investor Knowledge Questionnaire. Why We’ve Enhanced Our Onboarding Process The recent…
It’s only been a few days since we welcomed the new year, making it the perfect time to reflect on the successes of 2024 and look ahead to the opportunities 2025 has in store. Here at Debitum Investments, we’re taking this moment to celebrate what we’ve achieved together and to share our vision for the year…
Six of Latvia’s leading investment platforms—LANDE, INDEMO, VIAINVEST, NECTARO, DEBITUM INVESTMENTS, and TWINO—have joined forces to form an alliance dedicated to advancing transparency, trust, and innovation in the fintech industry. Together, we are setting a new standard for investor confidence and collaboration in Europe’s alternative financing market. Regulation at the Core of Our Mission As…
€100 Million and Counting: Our Shared Journey in P2P Lending Six years ago, Debitum Investments began with a simple idea: to make investing in business loans accessible and rewarding for everyone. Today, we’re excited to share that together we’ve surpassed €100 million in total investments. This isn’t just a number—it’s a testament to the trust…
Bono House has reached a significant milestone by completing one of its innovative projects, funded in part by Debitum Investments’ investors through Notes. This project exemplifies Bono Group’s philosophy, “From Seedling to House,” which emphasizes sustainable practices and cutting-edge technologies in timber construction. Located in Garkalne, Latvia, the recently completed CLT family home spans 184…