4th block: stronger insights into your investments – new My portfolio page

After launching new Overview page, Loyalty program and more user friendly and compliant SAQ, we are now revealing the fourth block – redesigned My portfolio page (previously called My investments page). 
This update is all about clarity and insight – giving you a more detailed, interactive and transparent view of your portfolio’s performance.

A better way to see your performance 

New My portfolio page is where your investing story comes together.
You will find:

1. Clear and interactive received funds graphs
You can track your received funds by time frame – view results for the last month, past six months or use custom settings.
Each bar represents your progress, showing how interest, Loyalty, referral rewards and different promo bonuses contribute to your total returns. Take into account that you can also see your returned principal here.

2. Deposit limit widget
We have introduced deposit limit widget that gives you a quick overview of your current and remaining deposit limit.
It clearly shows how much you can still invest and what steps are needed to increase your limit – from ID verification to KYC (Know Your Customer) and verifying source of funds.

3. Compare your performance with others
Wondering how your returns compare to other investors?
Our new comparison feature lets you see how your XIRR compares with other Debitum investors.
Soon you will also be able to compare your average weighted interest rate and portfolio size.
This provides valuable context and motivation to optimize your own strategy and
offers an overall insight into how trusted our platform is by other investors.

4. Key performance metrics
My portfolio page brings together all the essential metrics you need for an accurate performance overview: 

• XIRR (Extended Internal Rate of Return):
  You already know it from the Overview page – this metric is a more precise way to evaluate your annualized rate of return. It incorporates the time value of money you receive, which the standard annualized rate of return does not. 
• AWIR (Average Weighted Interest Rate):
  This shows the average rate across your entire portfolio, weighted by the amount you have invested in each asset. It helps you understand how much interest your money is earning overall. 
• WART (Weighted Average Remaining Term):
  This measures the average duration of your investments, weighted by amount. It is important because it shows how long your money is committed – helping you balance between short-term flexibility and long-term return potential.
• Accumulated interest. Now you can easily track your accumulated interest in the Investment status section. Accumulated interest is the total amount of interest that has built up but hasn’t yet been paid out. 

5. Detailed investment view
In the lower section, you will find a complete breakdown of all your investments – everything from interest rates and terms to repayment status and total expected returns. Each row gives you a clear overview of how every asset is performing. 
Here you will also find a new “Loyalty boost” indicator. If you have reached a Loyalty program tier that qualifies for a Loyalty boost, it will be displayed directly next to your investment. Keep in mind – this boost increases your future earnings but is not included in the “Accumulated interest”.

Why it matters? 

This update is more than just a new design – it is a smarter, more intuitive way to monitor your portfolio’s performance.
New My portfolio page helps you: 

• track your earnings visually and by time frame;
• compare your returns and strategy with other investors; 
• monitor your key performance metrics with clarity; 
• see your accumulated interest and Loyalty rewards in one place; 
• understand your investment mix and term balance better than ever before. 

My portfolio page is the fourth block in our mission to make Debitum more transparent and investor-focused.
Every block builds on the previous one – turning information into real insight and helping you make smarter, more confident investment decisions. Stay tuned for the next update – another block that strengthens our foundation and helps you build real returns with clarity and control.

This is a marketing communication and should not be interpreted as investment research, advice, or an endorsement to invest. The historical performance of financial instruments is not indicative of future outcomes. Investing involves risks; the value of investments may fall as well as rise. Be sure to assess your knowledge, experience, financial situation, and investment goals before investing.